ENERGY EFFICIENT HOMES -
SAVE MONEY HERE
YOU CAN PART EXCHANGE YOUR HOME
HERE
An equity loan helps to buy new
A mortgage is a type of loan that a bank or alternative lender gives to a borrower to purchase a property. Historically, it was a requirement to place a large financial contribution in the form of a deposit towards obtaining a mortgage loan.
A large deposit was a way of showing the lender that you were sensible and had a secured income. The lender uses the property as collateral by means of a charge on the physical item as well as charging interest on the loan. This is a way for you to purchase a property and for the lender to obtain money in return.
In recent times saving a large deposit has proved difficult due to the rising cost of living within the United Kingdom and as a result, incentives have been introduced to ensure new buyers can get on to the property ladder. 2023 sees the re-introduction of incentives. Read more below.
First Time Buyer Equity Loan
An equity loan is a government scheme for first-time buyers. You’ll need to contribute a minimum deposit of 5% of the property purchase price. Then arrange a repayment mortgage. You can then borrow an equity loan of up to 20% of the property purchase price of your newly built home. (If the property is in London, you can borrow up to 40%).
House Sale Price - £280,495
Help to Buy Price - £210,746
5% Deposit - £14,025
20% Help to Buy Equity Loan - £56,099
(Cash Back of £5,610 OR Solar Upgrade WITHIN house price)
Distinctive new build homes
Location is an important factor when considering where to buy next. The Queens Garden development, located within St Asaph, Denbighshire is a perfect example of rural living with quality link routes to thriving work and social hubs.
Local Amenities
Local To Development: An array of activities and local sights within a short distance of your new home.
An equity loan is a government scheme for first-time buyers. You’ll need to contribute a minimum deposit of 5% of the property purchase price. Then arrange a repayment mortgage. You can then borrow an equity loan of up to 20% of the property purchase price of your newly built home. (If the property is in London, you can borrow up to 40%).
House Sale Price - £280,495
Help to Buy Price - £210,746
5% Deposit - £14,025
20% Help to Buy Equity Loan - £56,099
(Cash Back of £5,610 OR Solar Upgrade WITHIN house price)
Location is an important factor when considering where to buy next. The Queens Garden development, located within St Asaph, Denbighshire is a perfect example of rural living with quality link routes to thriving work and social hubs.
Local To Development: An array of activities and local sights within a short distance of your new home.
A new home has many positives
Your headphones should always look amazing! Pick your preferred color.
Energy Efficient Core
A new home means new appliances
Wherever possible, as a standard we include appliances that have energy efficiency ratings of A rating. We will provide options if you do not like the standard selection.
The
energy rating
of an appliance
determines how efficient it performs with the energy it consumes.
Energy ratings
are a way to compare particular models on offer. Some might have less features but consume less energy. The rating of an appliance is often found on the product label.
A range of house types for all
View our range of homes in each location by selecting a development below
Here to help you
Any concerns that you may have please enter your email address below and we will contact you back asap. Thank you.